Terms & Disclaimer

Effective Date: 01 January 2026
Registered Entity: Penfold Collective Pty Ltd (ACN 679 602 281)
Registered in: New South Wales, Australia

1. Acceptance of Terms
1.1 These Terms & Conditions (“Terms”) govern your access to and use of the website PenfoldCollective.com and all services, tools, content, and features available on or through the Site, including Solutions, About, and Contact pages. 
1.2 By accessing, browsing, clicking, using, submitting content, or otherwise interacting with the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms.
1.3 If you do not agree with these Terms, you must immediately discontinue accessing or using the Site.

2. About Us
2.1 The Site is operated by Penfold Collective Pty Ltd, a company incorporated in New South Wales, Australia. These Terms constitute a legally binding agreement between you and Penfold Collective.
2.2 Penfold Collective provides educational content and capability building insights designed to help organisations and leaders develop structural, strategic, and governance frameworks.
 
3. Definitions & Interpretation
3.1 “Site” means the Penfold Collective website (PenfoldCollective.com) and all its webpages and associated services.
3.2 “User,” “you,” or “your” means any person accessing or using the Site.
3.3 “Content” means all text, graphics, videos, course descriptions, program details, translations, and other materials published on the Site.

4. Eligibility & Use of the Site
4.1 You represent that you are at least 18 years of age and legally capable of entering into contracts under Australian law.
4.2 You agree to use the Site for lawful purposes only and in a manner consistent with all applicable laws and regulations, including the Australian Consumer Law. 
4.3 You must not use the Site to:
Post or transmit unlawful, discriminatory, defamatory, threatening, abusive, or inappropriate material.
Interfere with or disrupt servers or networks connected to the Site.
Harvest or collect data about other Users, including email addresses, without consent.

5. Intellectual Property Rights
5.1 All content on the Site, including text, graphics, logos, icons, images, audio clips, and software, is the property of Penfold Collective or its licensors and is protected under Australian and international intellectual property laws.
5.2 You may view, download, and print content from the Site for personal, non-commercial use only. Any use beyond this requires the express written permission of Penfold Collective.
5.3 You must not copy, modify, reproduce, transmit, distribute, publish, create derivative works from, or otherwise exploit Content without prior written consent.

6. Educational Nature of the Site & Disclaimers
6.1 The Site is provided for informational and educational purposes only. It does not constitute legal, financial, business, tax, investment, medical, or psychological advice. 
6.2 You agree that any reliance upon the Content is at your own risk. Independent professional advice should be obtained where appropriate.

7. Free Strategy Sessions and Contact Submissions
7.1 Any “Free Strategy Session” bookings, contact form submissions, or enquiries via the Contact page do not create a binding contract or professional relationship unless and until a separate written agreement is signed.
7.2 Penfold Collective reserves the right to accept or decline any enquiry or engagement request in its absolute discretion.

8. Third-Party Links
8.1 The Site may contain links to third-party websites or services that are not owned or controlled by Penfold Collective.
8.2 Penfold Collective makes no representations regarding the quality, content, or practices of these third parties and is not responsible for their conduct or compliance with laws.

9. Privacy & Data Collection
9.1 Your use of the Site is also governed by our Privacy Policy, incorporated by reference into these Terms.
9.2 By using the Site, you consent to the collection, use, and disclosure of your personal information in accordance with that Privacy Policy.

10. Australian Consumer Law & Unfair Contract Terms
10.1 To the extent that the ACL applies, nothing in these Terms seeks to exclude or limit rights that cannot be excluded or limited by law.
10.2 The parties agree that any term that would otherwise be considered unfair or unenforceable under the ACL (or any similar legislation) will be severed without affecting the enforceability of the remaining provisions. 

11. Limitation of Liability
11.1 To the maximum extent permitted by law, Penfold Collective, and its officers, directors, employees, agents, successors, and assigns, are not liable for any direct, indirect, special, incidental, punitive, or consequential loss or damage arising out of or in connection with the Site or these Terms, whether in tort, contract, statute, or otherwise.
11.2 Where liability cannot be excluded, Penfold Collective’s liability is limited to the minimum amount permitted by applicable law.

12. Indemnity
12.1 You agree to indemnify, defend, and hold harmless Penfold Collective, its directors, officers, employees, agents, and affiliates from any claim, demand, damage, loss, liability, cost, or expense arising out of your breach of these Terms or your use of the Site.

13. Termination
13.1 Penfold Collective reserves the right to withdraw or amend the Site, or any part of it, without prior notice.
13.2 Penfold Collective may suspend or terminate access to the Site for any reason, including breaches of these Terms.

14. Governing Law & Jurisdiction
14.1 These Terms are governed by and construed in accordance with the laws of New South Wales and the Commonwealth of Australia.
14.2 Any disputes arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts of New South Wales. 

15. Changes to These Terms
15.1 Penfold Collective may update or revise these Terms at any time by posting changes on the Site.
15.2 Your continued use of the Site after changes are posted constitutes acceptance of those changes.

16. Contact Information
If you have questions about these Terms, please contact Penfold Collective via the Contact page on the Site.